Flood recovery page
Helping small businesses recover from flooding

Businesses in Southern Queensland impacted by flooding can receive free flood recovery assistance

Businesses in Southern Queensland impacted by flooding can receive free flood recovery assistance

Home » Helping small businesses recover from flooding

About our flood recovery assistance

If you’re a small business in Southern Queensland affected by flooding, the Small Business Financial Counselling Service (SBFCS) Southern Queensland is here to help your business through the flood recovery process.

The SBFCS Southern Queensland provides free, impartial and confidential assistance with flood recovery. Helping small businesses to respond financially to the damage and losses resulting from the flooding.

How we can help

Our local small business specialists have a detailed understanding of the flood recovery process and can provide immediate help to access available funding. Together with supporting your business in the medium and longer term.

We can assist you on the phone, via an online meeting or visit your business (when the flood waters have receded and it’s safe to do so). 

Immediate assistance – accessing grants, disaster assistance and financial support

Our local small business specialists simplify the process and can help your business:

  • identify what grants, disaster assistance and financial support are available in your area and whether you are eligible
  • help you access the funding, including how to go about completing the application forms and gathering required documents.

We can help your business access funding you’re eligible for from the Queensland Government and Australian Government (see table below). Together with available funding from other providers that service your area.

Available fromAbout the fundingAmount
QRIDAExtraordinary Disaster Assistance Recovery Grant – South East Queensland Rainfall and Flooding
Grant to assist small businesses affected by the South East Queensland Rainfall and Flooding with clean up and recovery costs.
Up to $50,000
QRIDADisaster Assistance (Essential Working Capital) Loan
Loan to assist small businesses with essential working capital for expenses.
Up to $100,000
QRIDADisaster Assistance Loan
Loan to assist small businesses with re-establishing normal operations.
Up to $250,000
Queensland GovernmentEssential Household Contents Grant
Grant to support people who are uninsured, or unable to claim insurance with replacing or repairing essential household contents that have been lost or damaged in a disaster.
Up to $1,765 (single adults)

Up to $5,300 (couples/families)
Queensland GovernmentStructural Assistance Grant
Grant to support people who are uninsured, or unable to claim insurance with repairs to their home to make it secure and safe.
Up to $10,995 (single adults)
 
Up to $14,685 (couples/families)
Queensland GovernmentEssential Services Safety and Reconnection Grant
Grant to support people who are uninsured, or unable to claim insurance with reconnection of essential services that were damaged by a disaster.
Up to $200 (safety inspection)
 
Up to $4,200 (repair)
Services AustraliaAustralian Government Disaster Recovery Payment
Payment to help people who have been adversely affected by a major disaster.
$1,000 (per adult)
 
$400 (per child)

Medium term assistance – your recovery plan and finance

Your financial position may be impacted for 12 months or more after flooding. As a result, you may need to:

  • develop a recovery plan for your business
  • monitor your cashflow, commitments and liabilities closely
  • raise additional finance for your business or renegotiate terms with your bank, creditors, landlord or the Australian Taxation Office (ATO).

Our local small business specialists can assist in this process by helping you:

  • develop an effective recovery plan
  • work through your options so that you fully understand your financial position and outlook
  • be able to confidently communicate this information to external parties.

Longer term assistance – increasing business resilience

The impact of a flood event on your financial position may continue into the longer term, particularly if you need to raise additional finance to support your recovery. Our local business specialists can:

  • provide ongoing coaching, mentoring and support as you develop forward plans to manage your business
  • support you longer term to increase your financial management capacity.

How to access assistance

To access our free, impartial and confidential flood recovery assistance:

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SBFCS Southern Queensland

Funded by the Australian Government and Queensland Government
Registered charity

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