Don’t ignore the warning signs
If you answer yes to any of the following questions, it’s a warning sign your business could be in financial trouble.
- Sales slowing down?
- Struggling to pay suppliers?
- Behind on rent payments?
- Have unpaid BAS or growing ATO debt?
- Relying on non-bank loans to stay afloat?
Don’t ignore the warning signs. Taking action can help you get back on track and avoid bigger problems later.
Free and confidential planning support
Get free and confidential planning support to help you explore your financial options. Our Small Business Financial Counsellors can help you:
- do a financial health check for your business
- look at ways to improve your cash flow
- support you to negotiate with your bank or other creditors
- put a plan in place to manage the debt and get your finances back on track.
Request an appointment
Make a time for a chat with a Small Business Financial Counsellor:
- call 1300 732 777
- complete the form below.
FAQs
Who is the Small Business Financial Counselling Service (SBFCS) Southern Queensland?
The SBFCS Southern Queensland is a leading not-for-profit organisation dedicated to supporting the sustainability of small businesses and their communities in Queensland. We are funded by both the Australian Government and Queensland Government.
How much does our service cost?
Our service is free. There is no cost to you.
Will people know I’m using your service?
Our service is completely confidential. We have strict measures in place to protect your privacy.
What financial information do I need to provide?
We’ll need information that helps us understand your financial situation. Your Small Business Financial Counsellor will provide further details when you first chat.
Small Business Financial Counselling
Jointly funded by the Australian and Queensland governments under the Disaster Recovery Funding Arrangements


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Get in touch if you have a question about our services.

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SBFCS Southern Queensland
Funded by the Australian Government and Queensland Government
Registered charity
We support diversity and the equal inclusion of all persons, regardless of any identity markers. We acknowledge Traditional Owners of Country and pay our respects to Aboriginal and Torres Strait Islander cultures.





